Class: SyncteraRubySdk::AccountLineOfCredit

Inherits:
Object
  • Object
show all
Defined in:
lib/synctera_ruby_sdk/models/account_line_of_credit.rb

Overview

Account representing a line of credit account.

Defined Under Namespace

Classes: EnumAttributeValidator

Instance Attribute Summary collapse

Class Method Summary collapse

Instance Method Summary collapse

Constructor Details

#initialize(attributes = {}) ⇒ AccountLineOfCredit

Initializes the object

Parameters:

  • attributes (Hash) (defaults to: {})

    Model attributes in the form of hash



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 219

def initialize(attributes = {})
  if (!attributes.is_a?(Hash))
    fail ArgumentError, "The input argument (attributes) must be a hash in `SyncteraRubySdk::AccountLineOfCredit` initialize method"
  end

  # check to see if the attribute exists and convert string to symbol for hash key
  attributes = attributes.each_with_object({}) { |(k, v), h|
    if (!self.class.attribute_map.key?(k.to_sym))
      fail ArgumentError, "`#{k}` is not a valid attribute in `SyncteraRubySdk::AccountLineOfCredit`. Please check the name to make sure it's valid. List of attributes: " + self.class.attribute_map.keys.inspect
    end
    h[k.to_sym] = v
  }

  if attributes.key?(:'access_status')
    self.access_status = attributes[:'access_status']
  end

  if attributes.key?(:'account_number')
    self. = attributes[:'account_number']
  end

  if attributes.key?(:'account_number_masked')
    self. = attributes[:'account_number_masked']
  end

  if attributes.key?(:'account_purpose')
    self. = attributes[:'account_purpose']
  end

  if attributes.key?(:'account_type')
    self. = attributes[:'account_type']
  end

  if attributes.key?(:'application_id')
    self.application_id = attributes[:'application_id']
  end

  if attributes.key?(:'balances')
    if (value = attributes[:'balances']).is_a?(Array)
      self.balances = value
    end
  end

  if attributes.key?(:'bank_routing')
    self.bank_routing = attributes[:'bank_routing']
  end

  if attributes.key?(:'creation_time')
    self.creation_time = attributes[:'creation_time']
  end

  if attributes.key?(:'currency')
    self.currency = attributes[:'currency']
  end

  if attributes.key?(:'customer_ids')
    if (value = attributes[:'customer_ids']).is_a?(Array)
      self.customer_ids = value
    end
  end

  if attributes.key?(:'customer_type')
    self.customer_type = attributes[:'customer_type']
  end

  if attributes.key?(:'exchange_rate_type')
    self.exchange_rate_type = attributes[:'exchange_rate_type']
  end

  if attributes.key?(:'iban')
    self.iban = attributes[:'iban']
  end

  if attributes.key?(:'id')
    self.id = attributes[:'id']
  end

  if attributes.key?(:'is_account_pool')
    self. = attributes[:'is_account_pool']
  end

  if attributes.key?(:'is_sar_enabled')
    self.is_sar_enabled = attributes[:'is_sar_enabled']
  end

  if attributes.key?(:'last_updated_time')
    self.last_updated_time = attributes[:'last_updated_time']
  end

  if attributes.key?(:'metadata')
    self. = attributes[:'metadata']
  end

  if attributes.key?(:'nickname')
    self.nickname = attributes[:'nickname']
  end

  if attributes.key?(:'status')
    self.status = attributes[:'status']
  end

  if attributes.key?(:'swift_code')
    self.swift_code = attributes[:'swift_code']
  end

  if attributes.key?(:'tenant')
    self.tenant = attributes[:'tenant']
  end

  if attributes.key?(:'chargeoff_period')
    self.chargeoff_period = attributes[:'chargeoff_period']
  else
    self.chargeoff_period = 90
  end

  if attributes.key?(:'credit_limit')
    self.credit_limit = attributes[:'credit_limit']
  end

  if attributes.key?(:'delinquency_period')
    self.delinquency_period = attributes[:'delinquency_period']
  else
    self.delinquency_period = 30
  end

  if attributes.key?(:'grace_period')
    self.grace_period = attributes[:'grace_period']
  end

  if attributes.key?(:'interest_product_id')
    self.interest_product_id = attributes[:'interest_product_id']
  end

  if attributes.key?(:'minimum_payment')
    self.minimum_payment = attributes[:'minimum_payment']
  end

  if attributes.key?(:'note')
    self.note = attributes[:'note']
  end
end

Instance Attribute Details

#access_statusObject

Returns the value of attribute access_status.



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 19

def access_status
  @access_status
end

#account_numberObject

Account number



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 22

def 
  @account_number
end

#account_number_maskedObject

The response will contain the bank fintech ID (3 or 6 digits) plus the last 4 digits, with the digits in between replaced with * characters. Shadow mode account numbers will not be masked.



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 25

def 
  @account_number_masked
end

#account_purposeObject

Purpose of the account



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 28

def 
  @account_purpose
end

#account_typeObject

Returns the value of attribute account_type.



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 30

def 
  @account_type
end

#application_idObject

The application ID for this account.



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 33

def application_id
  @application_id
end

#balancesObject

A list of balances for account based on different type



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 36

def balances
  @balances
end

#bank_routingObject

Bank routing number



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 39

def bank_routing
  @bank_routing
end

#chargeoff_periodObject

The number of days an account can stay delinquent before marking an account as charged-off.



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 85

def chargeoff_period
  @chargeoff_period
end

#creation_timeObject

Account creation timestamp in RFC3339 format



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 42

def creation_time
  @creation_time
end

#credit_limitObject

The credit limit for this line of credit account in cents. Minimum is 0.



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 88

def credit_limit
  @credit_limit
end

#currencyObject

Account currency or account settlement currency. ISO 4217 alphabetic currency code. Default USD



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 45

def currency
  @currency
end

#customer_idsObject

A list of the customer IDs of the account holders.



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 48

def customer_ids
  @customer_ids
end

#customer_typeObject

Returns the value of attribute customer_type.



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 50

def customer_type
  @customer_type
end

#delinquency_periodObject

The number of days past the due date to wait for a minimum payment before marking an account as delinquent.



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 91

def delinquency_period
  @delinquency_period
end

#exchange_rate_typeObject

Exchange rate type



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 53

def exchange_rate_type
  @exchange_rate_type
end

#grace_periodObject

The number of days past the billing period to allow for payment before it is considered due. This directly infers the due date for a payment. The default will be set to 21 days.



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 94

def grace_period
  @grace_period
end

#ibanObject

International bank account number



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 56

def iban
  @iban
end

#idObject

Account ID



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 59

def id
  @id
end

#interest_product_idObject

An interest account product that the current account associates with. The account product must have its calculation_method set to COMPOUNDED_DAILY.



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 97

def interest_product_id
  @interest_product_id
end

#is_account_poolObject

Account is investment (variable balance) account or a multi-balance account pool. Default false



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 62

def 
  @is_account_pool
end

#is_sar_enabledObject

A flag to indicate whether SAR generation is enabled.



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 65

def is_sar_enabled
  @is_sar_enabled
end

#last_updated_timeObject

Timestamp of the last account modification in RFC3339 format



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 68

def last_updated_time
  @last_updated_time
end

#metadataObject

User provided account metadata



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 71

def 
  @metadata
end

#minimum_paymentObject

Returns the value of attribute minimum_payment.



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 99

def minimum_payment
  @minimum_payment
end

#nicknameObject

User provided account nickname



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 74

def nickname
  @nickname
end

#noteObject

Add an optional note when creating or updating a line of credit account. A note is required when updating the status to or from SUSPENDED



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 102

def note
  @note
end

#statusObject

Returns the value of attribute status.



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 76

def status
  @status
end

#swift_codeObject

SWIFT code



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 79

def swift_code
  @swift_code
end

#tenantObject

The id of the tenant containing the resource. This is relevant for Fintechs that have multiple workspaces.



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 82

def tenant
  @tenant
end

Class Method Details

.acceptable_attributesObject

Returns all the JSON keys this model knows about



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 163

def self.acceptable_attributes
  attribute_map.values
end

.attribute_mapObject

Attribute mapping from ruby-style variable name to JSON key.



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 127

def self.attribute_map
  {
    :'access_status' => :'access_status',
    :'account_number' => :'account_number',
    :'account_number_masked' => :'account_number_masked',
    :'account_purpose' => :'account_purpose',
    :'account_type' => :'account_type',
    :'application_id' => :'application_id',
    :'balances' => :'balances',
    :'bank_routing' => :'bank_routing',
    :'creation_time' => :'creation_time',
    :'currency' => :'currency',
    :'customer_ids' => :'customer_ids',
    :'customer_type' => :'customer_type',
    :'exchange_rate_type' => :'exchange_rate_type',
    :'iban' => :'iban',
    :'id' => :'id',
    :'is_account_pool' => :'is_account_pool',
    :'is_sar_enabled' => :'is_sar_enabled',
    :'last_updated_time' => :'last_updated_time',
    :'metadata' => :'metadata',
    :'nickname' => :'nickname',
    :'status' => :'status',
    :'swift_code' => :'swift_code',
    :'tenant' => :'tenant',
    :'chargeoff_period' => :'chargeoff_period',
    :'credit_limit' => :'credit_limit',
    :'delinquency_period' => :'delinquency_period',
    :'grace_period' => :'grace_period',
    :'interest_product_id' => :'interest_product_id',
    :'minimum_payment' => :'minimum_payment',
    :'note' => :'note'
  }
end

.build_from_hash(attributes) ⇒ Object

Builds the object from hash

Parameters:

  • attributes (Hash)

    Model attributes in the form of hash

Returns:

  • (Object)

    Returns the model itself



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 611

def self.build_from_hash(attributes)
  new.build_from_hash(attributes)
end

.openapi_all_ofObject

List of class defined in allOf (OpenAPI v3)



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 210

def self.openapi_all_of
  [
  :'AccountBase',
  :'AccountLineOfCreditAllOf'
  ]
end

.openapi_nullableObject

List of attributes with nullable: true



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 204

def self.openapi_nullable
  Set.new([
  ])
end

.openapi_typesObject

Attribute type mapping.



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 168

def self.openapi_types
  {
    :'access_status' => :'AccountAccessStatus',
    :'account_number' => :'String',
    :'account_number_masked' => :'String',
    :'account_purpose' => :'String',
    :'account_type' => :'AccountType',
    :'application_id' => :'String',
    :'balances' => :'Array<Balance>',
    :'bank_routing' => :'String',
    :'creation_time' => :'Time',
    :'currency' => :'String',
    :'customer_ids' => :'Array<String>',
    :'customer_type' => :'CustomerType',
    :'exchange_rate_type' => :'String',
    :'iban' => :'String',
    :'id' => :'String',
    :'is_account_pool' => :'Boolean',
    :'is_sar_enabled' => :'Boolean',
    :'last_updated_time' => :'Time',
    :'metadata' => :'Object',
    :'nickname' => :'String',
    :'status' => :'Status',
    :'swift_code' => :'String',
    :'tenant' => :'String',
    :'chargeoff_period' => :'Integer',
    :'credit_limit' => :'Integer',
    :'delinquency_period' => :'Integer',
    :'grace_period' => :'Integer',
    :'interest_product_id' => :'String',
    :'minimum_payment' => :'MinimumPaymentPartial',
    :'note' => :'String'
  }
end

Instance Method Details

#==(o) ⇒ Object

Checks equality by comparing each attribute.

Parameters:

  • Object (Object)

    to be compared



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 561

def ==(o)
  return true if self.equal?(o)
  self.class == o.class &&
      access_status == o.access_status &&
       == o. &&
       == o. &&
       == o. &&
       == o. &&
      application_id == o.application_id &&
      balances == o.balances &&
      bank_routing == o.bank_routing &&
      creation_time == o.creation_time &&
      currency == o.currency &&
      customer_ids == o.customer_ids &&
      customer_type == o.customer_type &&
      exchange_rate_type == o.exchange_rate_type &&
      iban == o.iban &&
      id == o.id &&
       == o. &&
      is_sar_enabled == o.is_sar_enabled &&
      last_updated_time == o.last_updated_time &&
       == o. &&
      nickname == o.nickname &&
      status == o.status &&
      swift_code == o.swift_code &&
      tenant == o.tenant &&
      chargeoff_period == o.chargeoff_period &&
      credit_limit == o.credit_limit &&
      delinquency_period == o.delinquency_period &&
      grace_period == o.grace_period &&
      interest_product_id == o.interest_product_id &&
      minimum_payment == o.minimum_payment &&
      note == o.note
end

#_deserialize(type, value) ⇒ Object

Deserializes the data based on type

Parameters:

  • string

    type Data type

  • string

    value Value to be deserialized

Returns:

  • (Object)

    Deserialized data



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 642

def _deserialize(type, value)
  case type.to_sym
  when :Time
    Time.parse(value)
  when :Date
    Date.parse(value)
  when :String
    value.to_s
  when :Integer
    value.to_i
  when :Float
    value.to_f
  when :Boolean
    if value.to_s =~ /\A(true|t|yes|y|1)\z/i
      true
    else
      false
    end
  when :Object
    # generic object (usually a Hash), return directly
    value
  when /\AArray<(?<inner_type>.+)>\z/
    inner_type = Regexp.last_match[:inner_type]
    value.map { |v| _deserialize(inner_type, v) }
  when /\AHash<(?<k_type>.+?), (?<v_type>.+)>\z/
    k_type = Regexp.last_match[:k_type]
    v_type = Regexp.last_match[:v_type]
    {}.tap do |hash|
      value.each do |k, v|
        hash[_deserialize(k_type, k)] = _deserialize(v_type, v)
      end
    end
  else # model
    # models (e.g. Pet) or oneOf
    klass = SyncteraRubySdk.const_get(type)
    klass.respond_to?(:openapi_one_of) ? klass.build(value) : klass.build_from_hash(value)
  end
end

#_to_hash(value) ⇒ Hash

Outputs non-array value in the form of hash For object, use to_hash. Otherwise, just return the value

Parameters:

  • value (Object)

    Any valid value

Returns:

  • (Hash)

    Returns the value in the form of hash



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 713

def _to_hash(value)
  if value.is_a?(Array)
    value.compact.map { |v| _to_hash(v) }
  elsif value.is_a?(Hash)
    {}.tap do |hash|
      value.each { |k, v| hash[k] = _to_hash(v) }
    end
  elsif value.respond_to? :to_hash
    value.to_hash
  else
    value
  end
end

#build_from_hash(attributes) ⇒ Object

Builds the object from hash

Parameters:

  • attributes (Hash)

    Model attributes in the form of hash

Returns:

  • (Object)

    Returns the model itself



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 618

def build_from_hash(attributes)
  return nil unless attributes.is_a?(Hash)
  attributes = attributes.transform_keys(&:to_sym)
  self.class.openapi_types.each_pair do |key, type|
    if attributes[self.class.attribute_map[key]].nil? && self.class.openapi_nullable.include?(key)
      self.send("#{key}=", nil)
    elsif type =~ /\AArray<(.*)>/i
      # check to ensure the input is an array given that the attribute
      # is documented as an array but the input is not
      if attributes[self.class.attribute_map[key]].is_a?(Array)
        self.send("#{key}=", attributes[self.class.attribute_map[key]].map { |v| _deserialize($1, v) })
      end
    elsif !attributes[self.class.attribute_map[key]].nil?
      self.send("#{key}=", _deserialize(type, attributes[self.class.attribute_map[key]]))
    end
  end

  self
end

#eql?(o) ⇒ Boolean

Parameters:

  • Object (Object)

    to be compared

Returns:

  • (Boolean)

See Also:

  • `==` method


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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 598

def eql?(o)
  self == o
end

#hashInteger

Calculates hash code according to all attributes.

Returns:

  • (Integer)

    Hash code



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 604

def hash
  [access_status, , , , , application_id, balances, bank_routing, creation_time, currency, customer_ids, customer_type, exchange_rate_type, iban, id, , is_sar_enabled, last_updated_time, , nickname, status, swift_code, tenant, chargeoff_period, credit_limit, delinquency_period, grace_period, interest_product_id, minimum_payment, note].hash
end

#list_invalid_propertiesObject

Show invalid properties with the reasons. Usually used together with valid?

Returns:

  • Array for valid properties with the reasons



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 363

def list_invalid_properties
  invalid_properties = Array.new
  if !@account_number.nil? && @account_number.to_s.length > 50
    invalid_properties.push('invalid value for "account_number", the character length must be smaller than or equal to 50.')
  end

  if !@account_number_masked.nil? && @account_number_masked.to_s.length > 50
    invalid_properties.push('invalid value for "account_number_masked", the character length must be smaller than or equal to 50.')
  end

  if !@bank_routing.nil? && @bank_routing.to_s.length > 9
    invalid_properties.push('invalid value for "bank_routing", the character length must be smaller than or equal to 9.')
  end

  pattern = Regexp.new(/^[A-Z]{3}$/)
  if !@currency.nil? && @currency !~ pattern
    invalid_properties.push("invalid value for \"currency\", must conform to the pattern #{pattern}.")
  end

  if !@exchange_rate_type.nil? && @exchange_rate_type.to_s.length > 10
    invalid_properties.push('invalid value for "exchange_rate_type", the character length must be smaller than or equal to 10.')
  end

  if !@iban.nil? && @iban.to_s.length > 34
    invalid_properties.push('invalid value for "iban", the character length must be smaller than or equal to 34.')
  end

  if !@swift_code.nil? && @swift_code.to_s.length > 11
    invalid_properties.push('invalid value for "swift_code", the character length must be smaller than or equal to 11.')
  end

  if !@swift_code.nil? && @swift_code.to_s.length < 8
    invalid_properties.push('invalid value for "swift_code", the character length must be great than or equal to 8.')
  end

  if !@chargeoff_period.nil? && @chargeoff_period < 0
    invalid_properties.push('invalid value for "chargeoff_period", must be greater than or equal to 0.')
  end

  if !@credit_limit.nil? && @credit_limit < 0
    invalid_properties.push('invalid value for "credit_limit", must be greater than or equal to 0.')
  end

  if !@delinquency_period.nil? && @delinquency_period < 0
    invalid_properties.push('invalid value for "delinquency_period", must be greater than or equal to 0.')
  end

  if !@grace_period.nil? && @grace_period > 28
    invalid_properties.push('invalid value for "grace_period", must be smaller than or equal to 28.')
  end

  if !@grace_period.nil? && @grace_period < 21
    invalid_properties.push('invalid value for "grace_period", must be greater than or equal to 21.')
  end

  invalid_properties
end

#to_bodyHash

to_body is an alias to to_hash (backward compatibility)

Returns:

  • (Hash)

    Returns the object in the form of hash



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 689

def to_body
  to_hash
end

#to_hashHash

Returns the object in the form of hash

Returns:

  • (Hash)

    Returns the object in the form of hash



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 695

def to_hash
  hash = {}
  self.class.attribute_map.each_pair do |attr, param|
    value = self.send(attr)
    if value.nil?
      is_nullable = self.class.openapi_nullable.include?(attr)
      next if !is_nullable || (is_nullable && !instance_variable_defined?(:"@#{attr}"))
    end

    hash[param] = _to_hash(value)
  end
  hash
end

#to_sString

Returns the string representation of the object

Returns:

  • (String)

    String presentation of the object



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 683

def to_s
  to_hash.to_s
end

#valid?Boolean

Check to see if the all the properties in the model are valid

Returns:

  • (Boolean)

    true if the model is valid



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# File 'lib/synctera_ruby_sdk/models/account_line_of_credit.rb', line 423

def valid?
  return false if !@account_number.nil? && @account_number.to_s.length > 50
  return false if !@account_number_masked.nil? && @account_number_masked.to_s.length > 50
  return false if !@bank_routing.nil? && @bank_routing.to_s.length > 9
  return false if !@currency.nil? && @currency !~ Regexp.new(/^[A-Z]{3}$/)
  return false if !@exchange_rate_type.nil? && @exchange_rate_type.to_s.length > 10
  return false if !@iban.nil? && @iban.to_s.length > 34
  return false if !@swift_code.nil? && @swift_code.to_s.length > 11
  return false if !@swift_code.nil? && @swift_code.to_s.length < 8
  return false if !@chargeoff_period.nil? && @chargeoff_period < 0
  return false if !@credit_limit.nil? && @credit_limit < 0
  return false if !@delinquency_period.nil? && @delinquency_period < 0
  return false if !@grace_period.nil? && @grace_period > 28
  return false if !@grace_period.nil? && @grace_period < 21
  true
end