Class: Experian::CreditReport

Inherits:
Report
  • Object
show all
Defined in:
lib/experian/credit_report.rb

Instance Attribute Summary

Attributes inherited from Report

#raw_xml, #response, #url, #xml

Instance Method Summary collapse

Methods inherited from Report

#initialize

Constructor Details

This class inherits a constructor from Experian::Report

Instance Method Details

#address ⇒ Object 



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# File 'lib/experian/credit_report.rb', line 18

def address
  if (address_xml = data["DomicilioComercial"])
    OpenStruct.new(
      line: address_xml["Domicilio"],
      city: address_xml["Poblacion"],
      province: address_xml["Provincia"],
      postal_code: address_xml["CodigoPostal"],
      municipality: address_xml["Municipio"],
    )
  end
end

#cnae ⇒ Object 



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# File 'lib/experian/credit_report.rb', line 48

def cnae
  data.dig("ActividadComercial", "Cnae")&.first&.dig("Codigo")&.to_i
end

#constitution_date ⇒ Object 



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# File 'lib/experian/credit_report.rb', line 52

def constitution_date
  date = data.dig("DatosConstitutivos", "FechaConstitucion")
  date && Date.parse(date)
end

#id ⇒ Object 



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# File 'lib/experian/credit_report.rb', line 6

def id
  if (id_xml = data["DatosIdentificativos"])
    OpenStruct.new(
      cif: id_xml["Cif"],
      name: id_xml["Nombre"],
      infotel_code: id_xml["CodigoInfotel"],
      incorporation_date: Date.parse(id_xml["FechaFundacion"]),
      social_form: id_xml["FormaSocial"]["__content__"],
    )
  end
end

#number_of_employees ⇒ Object

Number of employees in the last recorded excercise



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# File 'lib/experian/credit_report.rb', line 31

def number_of_employees
  data.dig("ListaAnualEmpleados", "Empleado")&.first&.dig("EmpleadoFijo")&.to_i
end

#rating ⇒ Object 



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# File 'lib/experian/credit_report.rb', line 35

def rating
  if (rating_xml = data["Rating"])
    return unless rating_xml["RatingAxesorDef"]

    OpenStruct.new(
      score: rating_xml["RatingAxesorDef"]&.strip&.to_i,
      default_probability: rating_xml["ProbImpago"]&.to_f,
      risk: rating_xml["GrupoRiesgo"],
      size: rating_xml["Tamaño"],
    )
  end
end