Module: ActiveMerchant::Billing::CreditCardMethods

Included in:
CreditCard
Defined in:
lib/active_merchant/billing/credit_card_methods.rb

Overview

Convenience methods that can be included into a custom Credit Card object, such as an ActiveRecord based Credit Card object.

Defined Under Namespace

Modules: ClassMethods

Constant Summary collapse

CARD_COMPANIES = 
{
  'visa'               => /^4\d{12}(\d{3})?(\d{3})?$/,
  'master'             => /^(5[1-5]\d{4}|677189|222[1-9]\d{2}|22[3-9]\d{3}|2[3-6]\d{4}|27[01]\d{3}|2720\d{2})\d{10}$/,
  'discover'           => /^(6011|65\d{2}|64[4-9]\d)\d{12}|(62\d{14})$/,
  'american_express'   => /^3[47]\d{13}$/,
  'diners_club'        => /^3(0[0-5]|[68]\d)\d{11}$/,
  'jcb'                => /^35(28|29|[3-8]\d)\d{12}$/,
  'switch'             => /^6759\d{12}(\d{2,3})?$/,
  'solo'               => /^6767\d{12}(\d{2,3})?$/,
  'dankort'            => /^5019\d{12}$/,
  'maestro'            => /^(5[06-8]|6\d)\d{10,17}$/,
  'forbrugsforeningen' => /^600722\d{10}$/,
  'laser'              => /^(6304|6706|6709|6771(?!89))\d{8}(\d{4}|\d{6,7})?$/
}
ELECTRON_RANGES =

www.barclaycard.co.uk/business/files/bin_rules.pdf

[
  [400115],
  (400837..400839),
  (412921..412923),
  [417935],
  (419740..419741),
  (419773..419775),
  [424519],
  (424962..424963),
  [437860],
  [444000],
  [459472],
  (484406..484411),
  (484413..484414),
  (484418..484418),
  (484428..484455),
  (491730..491759),
]

Class Method Summary collapse

Instance Method Summary collapse

Class Method Details

.included(base) ⇒ Object 



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# File 'lib/active_merchant/billing/credit_card_methods.rb', line 40

def self.included(base)
  base.extend(ClassMethods)
end

Instance Method Details

#card_verification_value_length(brand) ⇒ Object 



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# File 'lib/active_merchant/billing/credit_card_methods.rb', line 77

def card_verification_value_length(brand)
  brand == 'american_express' ? 4 : 3
end

#credit_card? ⇒ Boolean

Returns:

  • (Boolean) 


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# File 'lib/active_merchant/billing/credit_card_methods.rb', line 48

def credit_card?
  true
end

#electron? ⇒ Boolean

Returns if the card matches known Electron BINs

Returns:

  • (Boolean) 


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# File 'lib/active_merchant/billing/credit_card_methods.rb', line 86

def electron?
  self.class.electron?(number)
end

#valid_card_verification_value?(cvv, brand) ⇒ Boolean

Credit card providers have 3 digit verification values This isn’t standardised, these are called various names such as CVC, CVV, CID, CSC and more See: en.wikipedia.org/wiki/Card_security_code American Express is the exception with 4 digits

Below are links from the card providers with their requirements visa: usa.visa.com/personal/security/3-digit-security-code.jsp master: www.mastercard.com/ca/merchant/en/getstarted/Anatomy_MasterCard.html jcb: www.jcbcard.com/security/info.html diners_club: www.dinersclub.com/assets/DinersClub_card_ID_features.pdf discover: www.discover.com/credit-cards/help-center/glossary.html american_express: online.americanexpress.com/myca/fuidfyp/us/action?request_type=un_fuid&Face=en_US

Returns:

  • (Boolean) 


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# File 'lib/active_merchant/billing/credit_card_methods.rb', line 73

def valid_card_verification_value?(cvv, brand)
  cvv.to_s =~ /^\d{#{card_verification_value_length(brand)}}$/
end

#valid_expiry_year?(year) ⇒ Boolean

Returns:

  • (Boolean) 


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# File 'lib/active_merchant/billing/credit_card_methods.rb', line 52

def valid_expiry_year?(year)
  (Time.now.year..Time.now.year + 20).include?(year.to_i)
end

#valid_issue_number?(number) ⇒ Boolean

Returns:

  • (Boolean) 


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# File 'lib/active_merchant/billing/credit_card_methods.rb', line 81

def valid_issue_number?(number)
  (number.to_s =~ /^\d{1,2}$/)
end

#valid_month?(month) ⇒ Boolean

Returns:

  • (Boolean) 


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# File 'lib/active_merchant/billing/credit_card_methods.rb', line 44

def valid_month?(month)
  (1..12).include?(month.to_i)
end

#valid_start_year?(year) ⇒ Boolean

Returns:

  • (Boolean) 


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# File 'lib/active_merchant/billing/credit_card_methods.rb', line 56

def valid_start_year?(year)
  ((year.to_s =~ /^\d{4}$/) && (year.to_i > 1987))
end