Module: Increase::Models::CheckDeposit::DepositReturn::ReturnReason

Overview

Why this check was returned by the bank holding the account it was drawn against.

ACH_CONVERSION_NOT_SUPPORTED = The check doesn’t allow ACH conversion.

:ach_conversion_not_supported

CLOSED_ACCOUNT = The account is closed. (Check21 return code ‘D`)

:closed_account

DUPLICATE_SUBMISSION = The check has already been deposited. (Check21 return code ‘Y`)

:duplicate_submission

INSUFFICIENT_FUNDS = Insufficient funds (Check21 return code ‘A`)

:insufficient_funds

NO_ACCOUNT = No account was found matching the check details. (Check21 return code ‘E`)

:no_account

NOT_AUTHORIZED = The check was not authorized. (Check21 return code ‘Q`)

:not_authorized

STALE_DATED = The check is too old. (Check21 return code ‘G`)

:stale_dated

STOP_PAYMENT = The payment has been stopped by the account holder. (Check21 return code ‘C`)

:stop_payment

UNKNOWN_REASON = The reason for the return is unknown.

:unknown_reason

UNMATCHED_DETAILS = The image doesn’t match the details submitted.

:unmatched_details

UNREADABLE_IMAGE = The image could not be read. (Check21 return code ‘U`)

:unreadable_image

ENDORSEMENT_IRREGULAR = The check endorsement was irregular. (Check21 return code ‘J`)

:endorsement_irregular

ALTERED_OR_FICTITIOUS_ITEM = The check present was either altered or fake. (Check21 return code ‘N`)

:altered_or_fictitious_item

FROZEN_OR_BLOCKED_ACCOUNT = The account this check is drawn on is frozen. (Check21 return code ‘F`)

:frozen_or_blocked_account

POST_DATED = The check is post dated. (Check21 return code ‘H`)

:post_dated

ENDORSEMENT_MISSING = The endorsement was missing. (Check21 return code ‘I`)

:endorsement_missing

SIGNATURE_MISSING = The check signature was missing. (Check21 return code ‘K`)

:signature_missing

STOP_PAYMENT_SUSPECT = The bank suspects a stop payment will be placed. (Check21 return code ‘T`)

:stop_payment_suspect

UNUSABLE_IMAGE = The bank cannot read the image. (Check21 return code ‘U`)

:unusable_image

IMAGE_FAILS_SECURITY_CHECK = The check image fails the bank’s security check. (Check21 return code ‘V`)

:image_fails_security_check

CANNOT_DETERMINE_AMOUNT = The bank cannot determine the amount. (Check21 return code ‘W`)

:cannot_determine_amount

SIGNATURE_IRREGULAR = The signature is inconsistent with prior signatures. (Check21 return code ‘L`)

:signature_irregular

NON_CASH_ITEM = The check is a non-cash item and cannot be drawn against the account. (Check21 return code ‘M`)

:non_cash_item

UNABLE_TO_PROCESS = The bank is unable to process this check. (Check21 return code ‘O`)

:unable_to_process

ITEM_EXCEEDS_DOLLAR_LIMIT = The check exceeds the bank or customer’s limit. (Check21 return code ‘P`)

:item_exceeds_dollar_limit

BRANCH_OR_ACCOUNT_SOLD = The bank sold this account and no longer services this customer. (Check21 return code ‘R`)

:branch_or_account_sold