Module: Increase::Models::ACHTransfer::Return::ReturnReasonCode

Extended by:
Internal::Type::Enum
Defined in:
lib/increase/models/ach_transfer.rb

Overview

Why the ACH Transfer was returned. This reason code is sent by the receiving bank back to Increase.

See Also:

Constant Summary collapse

INSUFFICIENT_FUND =

Code R01. Insufficient funds in the receiving account. Sometimes abbreviated to NSF.

:insufficient_fund
NO_ACCOUNT =

Code R03. The account does not exist or the receiving bank was unable to locate it.

:no_account
ACCOUNT_CLOSED =

Code R02. The account is closed at the receiving bank.

:account_closed
INVALID_ACCOUNT_NUMBER_STRUCTURE =

Code R04. The account number is invalid at the receiving bank.

:invalid_account_number_structure
ACCOUNT_FROZEN_ENTRY_RETURNED_PER_OFAC_INSTRUCTION =

Code R16. The account at the receiving bank was frozen per the Office of Foreign Assets Control.

:account_frozen_entry_returned_per_ofac_instruction
CREDIT_ENTRY_REFUSED_BY_RECEIVER =

Code R23. The receiving bank account refused a credit transfer.

:credit_entry_refused_by_receiver
UNAUTHORIZED_DEBIT_TO_CONSUMER_ACCOUNT_USING_CORPORATE_SEC_CODE =

Code R05. The receiving bank rejected because of an incorrect Standard Entry Class code.

:unauthorized_debit_to_consumer_account_using_corporate_sec_code
CORPORATE_CUSTOMER_ADVISED_NOT_AUTHORIZED =

Code R29. The corporate customer at the receiving bank reversed the transfer.

:corporate_customer_advised_not_authorized
PAYMENT_STOPPED =

Code R08. The receiving bank stopped payment on this transfer.

:payment_stopped
NON_TRANSACTION_ACCOUNT =

Code R20. The receiving bank account does not perform transfers.

:non_transaction_account
UNCOLLECTED_FUNDS =

Code R09. The receiving bank account does not have enough available balance for the transfer.

:uncollected_funds
ROUTING_NUMBER_CHECK_DIGIT_ERROR =

Code R28. The routing number is incorrect.

:routing_number_check_digit_error
CUSTOMER_ADVISED_UNAUTHORIZED_IMPROPER_INELIGIBLE_OR_INCOMPLETE =

Code R10. The customer at the receiving bank reversed the transfer.

:customer_advised_unauthorized_improper_ineligible_or_incomplete
AMOUNT_FIELD_ERROR =

Code R19. The amount field is incorrect or too large.

:amount_field_error
AUTHORIZATION_REVOKED_BY_CUSTOMER =

Code R07. The customer at the receiving institution informed their bank that they have revoked authorization for a previously authorized transfer.

:authorization_revoked_by_customer
INVALID_ACH_ROUTING_NUMBER =

Code R13. The routing number is invalid.

:invalid_ach_routing_number
FILE_RECORD_EDIT_CRITERIA =

Code R17. The receiving bank is unable to process a field in the transfer.

:file_record_edit_criteria
ENR_INVALID_INDIVIDUAL_NAME =

Code R45. The individual name field was invalid.

:enr_invalid_individual_name
RETURNED_PER_ODFI_REQUEST =

Code R06. The originating financial institution asked for this transfer to be returned. The receiving bank is complying with the request.

:returned_per_odfi_request
LIMITED_PARTICIPATION_DFI =

Code R34. The receiving bank’s regulatory supervisor has limited their participation in the ACH network.

:limited_participation_dfi
INCORRECTLY_CODED_OUTBOUND_INTERNATIONAL_PAYMENT =

Code R85. The outbound international ACH transfer was incorrect.

:incorrectly_coded_outbound_international_payment
ACCOUNT_SOLD_TO_ANOTHER_DFI =

Code R12. A rare return reason. The account was sold to another bank.

:account_sold_to_another_dfi
ADDENDA_ERROR =

Code R25. The addenda record is incorrect or missing.

:addenda_error
BENEFICIARY_OR_ACCOUNT_HOLDER_DECEASED =

Code R15. A rare return reason. The account holder is deceased.

:beneficiary_or_account_holder_deceased
CUSTOMER_ADVISED_NOT_WITHIN_AUTHORIZATION_TERMS =

Code R11. A rare return reason. The customer authorized some payment to the sender, but this payment was not in error.

:customer_advised_not_within_authorization_terms
CORRECTED_RETURN =

Code R74. A rare return reason. Sent in response to a return that was returned with code ‘field_error`. The latest return should include the corrected field(s).

:corrected_return
DUPLICATE_ENTRY =

Code R24. A rare return reason. The receiving bank received an exact duplicate entry with the same trace number and amount.

:duplicate_entry
DUPLICATE_RETURN =

Code R67. A rare return reason. The return this message refers to was a duplicate.

:duplicate_return
ENR_DUPLICATE_ENROLLMENT =

Code R47. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.

:enr_duplicate_enrollment
ENR_INVALID_DFI_ACCOUNT_NUMBER =

Code R43. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.

:enr_invalid_dfi_account_number
ENR_INVALID_INDIVIDUAL_ID_NUMBER =

Code R44. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.

:enr_invalid_individual_id_number
ENR_INVALID_REPRESENTATIVE_PAYEE_INDICATOR =

Code R46. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.

:enr_invalid_representative_payee_indicator
ENR_INVALID_TRANSACTION_CODE =

Code R41. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.

:enr_invalid_transaction_code
ENR_RETURN_OF_ENR_ENTRY =

Code R40. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.

:enr_return_of_enr_entry
ENR_ROUTING_NUMBER_CHECK_DIGIT_ERROR =

Code R42. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.

:enr_routing_number_check_digit_error
ENTRY_NOT_PROCESSED_BY_GATEWAY =

Code R84. A rare return reason. The International ACH Transfer cannot be processed by the gateway.

:entry_not_processed_by_gateway
FIELD_ERROR =

Code R69. A rare return reason. One or more of the fields in the ACH were malformed.

:field_error
FOREIGN_RECEIVING_DFI_UNABLE_TO_SETTLE =

Code R83. A rare return reason. The Foreign receiving bank was unable to settle this ACH transfer.

:foreign_receiving_dfi_unable_to_settle
IAT_ENTRY_CODING_ERROR =

Code R80. A rare return reason. The International ACH Transfer is malformed.

:iat_entry_coding_error
IMPROPER_EFFECTIVE_ENTRY_DATE =

Code R18. A rare return reason. The ACH has an improper effective entry date field.

:improper_effective_entry_date
IMPROPER_SOURCE_DOCUMENT_SOURCE_DOCUMENT_PRESENTED =

Code R39. A rare return reason. The source document related to this ACH, usually an ACH check conversion, was presented to the bank.

:improper_source_document_source_document_presented
INVALID_COMPANY_ID =

Code R21. A rare return reason. The Company ID field of the ACH was invalid.

:invalid_company_id
INVALID_FOREIGN_RECEIVING_DFI_IDENTIFICATION =

Code R82. A rare return reason. The foreign receiving bank identifier for an International ACH Transfer was invalid.

:invalid_foreign_receiving_dfi_identification
INVALID_INDIVIDUAL_ID_NUMBER =

Code R22. A rare return reason. The Individual ID number field of the ACH was invalid.

:invalid_individual_id_number
ITEM_AND_RCK_ENTRY_PRESENTED_FOR_PAYMENT =

Code R53. A rare return reason. Both the Represented Check (“RCK”) entry and the original check were presented to the bank.

:item_and_rck_entry_presented_for_payment
ITEM_RELATED_TO_RCK_ENTRY_IS_INELIGIBLE =

Code R51. A rare return reason. The Represented Check (“RCK”) entry is ineligible.

:item_related_to_rck_entry_is_ineligible
MANDATORY_FIELD_ERROR =

Code R26. A rare return reason. The ACH is missing a required field.

:mandatory_field_error
MISROUTED_DISHONORED_RETURN =

Code R71. A rare return reason. The receiving bank does not recognize the routing number in a dishonored return entry.

:misrouted_dishonored_return
MISROUTED_RETURN =

Code R61. A rare return reason. The receiving bank does not recognize the routing number in a return entry.

:misrouted_return
NO_ERRORS_FOUND =

Code R76. A rare return reason. Sent in response to a return, the bank does not find the errors alleged by the returning bank.

:no_errors_found
NON_ACCEPTANCE_OF_R62_DISHONORED_RETURN =

Code R77. A rare return reason. The receiving bank does not accept the return of the erroneous debit. The funds are not available at the receiving bank.

:non_acceptance_of_r62_dishonored_return
NON_PARTICIPANT_IN_IAT_PROGRAM =

Code R81. A rare return reason. The receiving bank does not accept International ACH Transfers.

:non_participant_in_iat_program
PERMISSIBLE_RETURN_ENTRY =

Code R31. A rare return reason. A return that has been agreed to be accepted by the receiving bank, despite falling outside of the usual return timeframe.

:permissible_return_entry
PERMISSIBLE_RETURN_ENTRY_NOT_ACCEPTED =

Code R70. A rare return reason. The receiving bank had not approved this return.

:permissible_return_entry_not_accepted
RDFI_NON_SETTLEMENT =

Code R32. A rare return reason. The receiving bank could not settle this transaction.

:rdfi_non_settlement
RDFI_PARTICIPANT_IN_CHECK_TRUNCATION_PROGRAM =

Code R30. A rare return reason. The receiving bank does not accept Check Truncation ACH transfers.

:rdfi_participant_in_check_truncation_program
REPRESENTATIVE_PAYEE_DECEASED_OR_UNABLE_TO_CONTINUE_IN_THAT_CAPACITY =

Code R14. A rare return reason. The payee is deceased.

:representative_payee_deceased_or_unable_to_continue_in_that_capacity
RETURN_NOT_A_DUPLICATE =

Code R75. A rare return reason. The originating bank disputes that an earlier ‘duplicate_entry` return was actually a duplicate.

:return_not_a_duplicate
RETURN_OF_ERRONEOUS_OR_REVERSING_DEBIT =

Code R62. A rare return reason. The originating financial institution made a mistake and this return corrects it.

:return_of_erroneous_or_reversing_debit
RETURN_OF_IMPROPER_CREDIT_ENTRY =

Code R36. A rare return reason. Return of a malformed credit entry.

:return_of_improper_credit_entry
RETURN_OF_IMPROPER_DEBIT_ENTRY =

Code R35. A rare return reason. Return of a malformed debit entry.

:return_of_improper_debit_entry
RETURN_OF_XCK_ENTRY =

Code R33. A rare return reason. Return of a Destroyed Check (“XKC”) entry.

:return_of_xck_entry
SOURCE_DOCUMENT_PRESENTED_FOR_PAYMENT =

Code R37. A rare return reason. The source document related to this ACH, usually an ACH check conversion, was presented to the bank.

:source_document_presented_for_payment
STATE_LAW_AFFECTING_RCK_ACCEPTANCE =

Code R50. A rare return reason. State law prevents the bank from accepting the Represented Check (“RCK”) entry.

:state_law_affecting_rck_acceptance
STOP_PAYMENT_ON_ITEM_RELATED_TO_RCK_ENTRY =

Code R52. A rare return reason. A stop payment was issued on a Represented Check (“RCK”) entry.

:stop_payment_on_item_related_to_rck_entry
STOP_PAYMENT_ON_SOURCE_DOCUMENT =

Code R38. A rare return reason. The source attached to the ACH, usually an ACH check conversion, includes a stop payment.

:stop_payment_on_source_document
TIMELY_ORIGINAL_RETURN =

Code R73. A rare return reason. The bank receiving an ‘untimely_return` believes it was on time.

:timely_original_return
TRACE_NUMBER_ERROR =

Code R27. A rare return reason. An ACH return’s trace number does not match an originated ACH.

:trace_number_error
UNTIMELY_DISHONORED_RETURN =

Code R72. A rare return reason. The dishonored return was sent too late.

:untimely_dishonored_return
UNTIMELY_RETURN =

Code R68. A rare return reason. The return was sent too late.

:untimely_return

Method Summary

Methods included from Internal::Type::Enum

==, ===, coerce, dump, hash, inspect, to_sorbet_type, values

Methods included from Internal::Util::SorbetRuntimeSupport

#const_missing, #define_sorbet_constant!, #sorbet_constant_defined?, #to_sorbet_type, to_sorbet_type

Methods included from Internal::Type::Converter

#coerce, coerce, #dump, dump, inspect, #inspect, meta_info, new_coerce_state, type_info