ifsc

This is part of the IFSC toolset released by Razorpay. You can find more details about the entire release at ifsc.razorpay.com.

Dataset

If you are just looking for the dataset, go to the releases section and download the latest release.

The code is just the downloader portion that scrapes the entire dataset from the RBI. The list of Excel files can be found here. There is also a combined Excel file link around on the internet but that file doesn't seem to be updated.

You will need ruby and wget to run the script, which is just cd scripts && sh bootstrap.sh. This will scrape the list page, download all the excel files in the sheets/ directory, parse them and generate datasets in the scripts/data/ directory.

The latest build pipeline on Wercker should result in a container with the complete dataset as well.

The following files will be generated, with approx file sizes given as well:

File	Size
IFSC.csv	19M
IFSC.yml	30M
IFSC-list.json	1.8M
IFSC-list.yml	1.8M
by-bank.tar.gz	6.3M

The files with the -list suffix only contain the list of IFSC codes. This can be used for validation purposes.

The data/by-bank directory holds multiple JSON files corresponding to each bank, for faster lookups.

Installation

gem install ifsc - Ruby composer require razorpay/ifsc - PHP npm install ifsc

API Documentation

This repository also hosts the source code for 3 modules: PHP/Node.js/Ruby as of now. The API is documented below:

PHP

<?php

use Razorpay\IFSC\Bank;
use Razorpay\IFSC\IFSC;
use Razorpay\IFSC\Client;

IFSC::validate('KKBK0000261'); // Returns true
IFSC::validate('BOTM0XEEMRA'); // Returns false

IFSC::validateBankCode('PUNB'); // Returns true
IFSC::validateBankCode('ABCD'); // Returns false

IFSC::getBankName('PUNB'); // Returns 'Punjab National Bank'
IFSC::getBankName('ABCD'); // Returns null

IFSC::getBankName(Bank::PUNB); //Returns Punjab National Bank

$client = new Client();
$res = $client->lookupIFSC('KKBK0000261');

echo $res->bank; // 'KOTAK MAHINDRA BANK LIMITED'
echo $res->branch; // 'GURGAON'
echo $res->address; // 'JMD REGENT SQUARE,MEHRAULI GURGAON ROAD,OPPOSITE BRISTOL HOTEL,'
echo $res->contact; // '4131000'
echo $res->city; // 'GURGAON'
echo $res->district; // 'GURGAON'
echo $res->state; // 'HARYANA'
echo $res->getBankCode(); // KKBK
echo $res->getBankName(); // 'Kotak Mahindra Bank'

// lookupIFSC may throw `Razorpay\IFSC\Exception\ServerError`
// in case of server not responding in time
// or Razorpay\IFSC\Exception\InvalidCode in case
// the IFSC code is invalid

Node.js

var ifsc = require('ifsc');

ifsc.validate('KKBK0000261'); // returns true
ifsc.validate('BOTM0XEEMRA'); // returns false

Ruby

Make sure you have require 'ifsc' in your code. Validating a code offline. (Remember to keep the gem up to date!)

# valid?

Razorpay::IFSC::IFSC.valid? 'KKBK0000261' # => true
Razorpay::IFSC::IFSC.valid? 'BOTM0XEEMRA' # => false

# validate!

Razorpay::IFSC::IFSC.validate! 'KKBK0000261' # => true
Razorpay::IFSC::IFSC.validate! 'BOTM0XEEMRA' # => Razorpay::IFSC::InvalidCodeError

Validate online and retrieve details from the server

If you call code.valid? before calling code.get, the validation will be performed offline.

# 1. using find
code = Razorpay::IFSC::IFSC.find 'KKBK0000261'

# 2. using new(...).get
code = Razorpay::IFSC::IFSC.new 'KKBK0000261'
code.get

# result
code.valid?
# => true
code.bank
# => "Kotak Mahindra Bank"
code.branch
# => "GURGAON"
code.address
# => "JMD REGENT SQUARE,MEHRAULI GURGAON ROAD,OPPOSITE BRISTOL HOTEL,"
code.contact
# => "4131000"
code.city
# => "GURGAON"
code.district
# => "GURGAON"
code.state
# => "HARYANA"

Sublet Branches

You can use the code.bank_name method to get the bank name considering sublet branches.

code = Razorpay::IFSC::IFSC.find 'HDFC0CKUB01'
code.bank_name "Khamgaon Urban Co-operative Bank"

This works offline, and doesn't need a network call.

Error handling

# all these `Razorpay::IFSC::InvalidCodeError` for an invalid code
Razorpay::IFSC::IFSC.validate! '...'
Razorpay::IFSC::IFSC.find '...'
code = Razorpay::IFSC::IFSC.new '...'; code.get

# these raise `Razorpay::IFSC::ServerError` if there is an error
# communicating with the server
Razorpay::IFSC::IFSC.find '...'
code = Razorpay::IFSC::IFSC.new '...'; code.get

Elixir

Documentation: https://hexdocs.pm/ifsc

Online validation

iex> IFSC.get("KKBK0000261")
{:ok,
 %Razorpay.IFSC{
   address: "JMD REGENT SQUARE,MEHRAULI GURGAON ROAD,OPPOSITE BRISTOL HOTEL,",
   bank: "Kotak Mahindra Bank",
   bank_code: "KKBK",
   branch: "GURGAON",
   city: "GURGAON",
   contact: "4131000",
   district: "GURGAON",
   ifsc: "KKBK0000261",
   rtgs: true,
   state: "HARYANA"
 }}

iex> IFSC.get("foobar")
{:error, :invalid_ifsc}

Offline validation

iex> IFSC.validate("KKBK0000261")
{:ok,
 %Razorpay.IFSC{
   address: nil,
   bank: "Kotak Mahindra Bank",
   bank_code: "KKBK",
   branch: nil,
   city: nil,
   contact: nil,
   district: nil,
   ifsc: "KKBK0000261",
   rtgs: nil,
   state: nil
 }}

iex> IFSC.validate("foobar")
{:error, :invalid_format}

iex> IFSC.validate("AAAA0000000")
{:error, :invalid_bank_code}

iex(> IFSC.validate("HDFC0000000")
{:error, :invalid_branch_code}

Code Notes

Both the packages ship with a 300kb JSON file, that includes the entire list of IFSC codes, in a compressed, but human-readable format.

The Bank Code and Names list is maintained manually, but verified with tests to be accurate as per the latest RBI publications. This lets us add older Bank codes to the name list, without worrying about them getting deleted in newer builds.

License

The code in this repository is licensed under the MIT License. License text is available in the LICENSE.txt file. The dataset itself should be under public domain.