Class: ActiveMerchant::Billing::StripeGateway

Inherits:
Gateway
  • Object
show all
Defined in:
lib/active_merchant/billing/gateways/stripe.rb

Direct Known Subclasses

WebpayGateway

Defined Under Namespace

Classes: StripePaymentToken

Constant Summary collapse

AVS_CODE_TRANSLATOR = 
{
  'line1: pass, zip: pass' => 'Y',
  'line1: pass, zip: fail' => 'A',
  'line1: pass, zip: unchecked' => 'B',
  'line1: fail, zip: pass' => 'Z',
  'line1: fail, zip: fail' => 'N',
  'line1: unchecked, zip: pass' => 'P',
  'line1: unchecked, zip: unchecked' => 'I'
}
CVC_CODE_TRANSLATOR = 
{
  'pass' => 'M',
  'fail' => 'N',
  'unchecked' => 'P'
}
STANDARD_ERROR_CODE_MAPPING = 
{
  'incorrect_number' => STANDARD_ERROR_CODE[:incorrect_number],
  'invalid_number' => STANDARD_ERROR_CODE[:invalid_number],
  'invalid_expiry_month' => STANDARD_ERROR_CODE[:invalid_expiry_date],
  'invalid_expiry_year' => STANDARD_ERROR_CODE[:invalid_expiry_date],
  'invalid_cvc' => STANDARD_ERROR_CODE[:invalid_cvc],
  'expired_card' => STANDARD_ERROR_CODE[:expired_card],
  'incorrect_cvc' => STANDARD_ERROR_CODE[:incorrect_cvc],
  'incorrect_zip' => STANDARD_ERROR_CODE[:incorrect_zip],
  'card_declined' => STANDARD_ERROR_CODE[:card_declined],
  'call_issuer' => STANDARD_ERROR_CODE[:call_issuer],
  'processing_error' => STANDARD_ERROR_CODE[:processing_error],
  'incorrect_pin' => STANDARD_ERROR_CODE[:incorrect_pin],
  'test_mode_live_card' => STANDARD_ERROR_CODE[:test_mode_live_card],
  'pickup_card' => STANDARD_ERROR_CODE[:pickup_card]
}
BANK_ACCOUNT_HOLDER_TYPE_MAPPING = 
{
  'personal' => 'individual',
  'business' => 'company',
}
MINIMUM_AUTHORIZE_AMOUNTS = 
{
  'USD' => 100,
  'CAD' => 100,
  'GBP' => 60,
  'EUR' => 100,
  'DKK' => 500,
  'NOK' => 600,
  'SEK' => 600,
  'CHF' => 100,
  'AUD' => 100,
  'JPY' => 100,
  'MXN' => 2000,
  'SGD' => 100,
  'HKD' => 800
}

Constants inherited from Gateway

Gateway::CREDIT_DEPRECATION_MESSAGE, Gateway::RECURRING_DEPRECATION_MESSAGE, Gateway::STANDARD_ERROR_CODE

Instance Attribute Summary

Attributes inherited from Gateway

#options

Instance Method Summary collapse

Methods inherited from Gateway

#add_field_to_post_if_present, #add_fields_to_post_if_present, #card_brand, card_brand, #generate_unique_id, inherited, #supported_countries, supported_countries, supported_countries=, supports?, #test?

Methods included from CreditCardFormatting

#expdate, #format

Methods included from PostsData

included, #raw_ssl_request, #ssl_get, #ssl_post, #ssl_request

Constructor Details

#initialize(options = {}) ⇒ StripeGateway

Returns a new instance of StripeGateway.



71
72
73
74
75
76
 
# File 'lib/active_merchant/billing/gateways/stripe.rb', line 71

def initialize(options = {})
  requires!(options, :login)
  @api_key = options[:login]
  @fee_refund_api_key = options[:fee_refund_login]
  super
end

Instance Method Details

#authorize(money, payment, options = {}) ⇒ Object 



78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
 
# File 'lib/active_merchant/billing/gateways/stripe.rb', line 78

def authorize(money, payment, options = {})
  MultiResponse.run do |r|
    if payment.is_a?(ApplePayPaymentToken)
      r.process { tokenize_apple_pay_token(payment) }
      payment = StripePaymentToken.new(r.params['token']) if r.success?
    end
    r.process do
      post = create_post_for_auth_or_purchase(money, payment, options)
      if emv_payment?(payment)
        add_application_fee(post, options)
      else
        post[:capture] = 'false'
      end
      commit(:post, 'charges', post, options)
    end
  end.responses.last
end

#capture(money, authorization, options = {}) ⇒ Object 



122
123
124
125
126
127
128
129
130
131
132
133
134
 
# File 'lib/active_merchant/billing/gateways/stripe.rb', line 122

def capture(money, authorization, options = {})
  post = {}

  if emv_tc_response = options.delete(:icc_data)
    post[:card] = { emv_approval_data: emv_tc_response }
    commit(:post, "charges/#{CGI.escape(authorization)}", post, options)
  else
    add_application_fee(post, options)
    add_amount(post, money, options)
    add_exchange_rate(post, options)
    commit(:post, "charges/#{CGI.escape(authorization)}/capture", post, options)
  end
end

#purchase(money, payment, options = {}) ⇒ Object

To create a charge on a card or a token, call

purchase(money, card_hash_or_token, { ... })

To create a charge on a customer, call

purchase(money, nil, { :customer => id, ... })



103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
 
# File 'lib/active_merchant/billing/gateways/stripe.rb', line 103

def purchase(money, payment, options = {})
  if ach?(payment)
    direct_bank_error = 'Direct bank account transactions are not supported. Bank accounts must be stored and verified before use.'
    return Response.new(false, direct_bank_error)
  end

  MultiResponse.run do |r|
    if payment.is_a?(ApplePayPaymentToken)
      r.process { tokenize_apple_pay_token(payment) }
      payment = StripePaymentToken.new(r.params['token']) if r.success?
    end
    r.process do
      post = create_post_for_auth_or_purchase(money, payment, options)
      post[:card][:processing_method] = 'quick_chip' if quickchip_payment?(payment)
      commit(:post, 'charges', post, options)
    end
  end.responses.last
end

#refund(money, identification, options = {}) ⇒ Object 



144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
 
# File 'lib/active_merchant/billing/gateways/stripe.rb', line 144

def refund(money, identification, options = {})
  post = {}
  add_amount(post, money, options)
  post[:refund_application_fee] = true if options[:refund_application_fee]
  post[:reverse_transfer] = options[:reverse_transfer] if options[:reverse_transfer]
  post[:metadata] = options[:metadata] if options[:metadata]
  post[:reason] = options[:reason] if options[:reason]
  post[:expand] = [:charge]

  response = commit(:post, "charges/#{CGI.escape(identification)}/refunds", post, options)

  if response.success? && options[:refund_fee_amount] && options[:refund_fee_amount].to_s != '0'
    charge = api_request(:get, "charges/#{CGI.escape(identification)}", nil, options)

    if application_fee = charge['application_fee']
      fee_refund_options = {
        currency: options[:currency], # currency isn't used by Stripe here, but we need it for #add_amount
        key: @fee_refund_api_key
      }
      refund_application_fee(options[:refund_fee_amount].to_i, application_fee, fee_refund_options)
    end
  end

  response
end

#refund_application_fee(money, identification, options = {}) ⇒ Object 



178
179
180
181
182
 
# File 'lib/active_merchant/billing/gateways/stripe.rb', line 178

def refund_application_fee(money, identification, options = {})
  post = {}
  add_amount(post, money, options)
  commit(:post, "application_fees/#{CGI.escape(identification)}/refunds", post, options)
end

#scrub(transcript) ⇒ Object 



272
273
274
275
276
277
278
279
280
281
282
283
284
 
# File 'lib/active_merchant/billing/gateways/stripe.rb', line 272

def scrub(transcript)
  transcript.
    gsub(%r((Authorization: Basic )\w+), '\1[FILTERED]').
    gsub(%r((&?three_d_secure\[cryptogram\]=)[\w=]*(&?)), '\1[FILTERED]\2').
    gsub(%r((card\[cryptogram\]=)[^&]+(&?)), '\1[FILTERED]\2').
    gsub(%r((card\[cvc\]=)\d+), '\1[FILTERED]').
    gsub(%r((card\[emv_approval_data\]=)[^&]+(&?)), '\1[FILTERED]\2').
    gsub(%r((card\[emv_auth_data\]=)[^&]+(&?)), '\1[FILTERED]\2').
    gsub(%r((card\[encrypted_pin\]=)[^&]+(&?)), '\1[FILTERED]\2').
    gsub(%r((card\[encrypted_pin_key_id\]=)[\w=]+(&?)), '\1[FILTERED]\2').
    gsub(%r((card\[number\]=)\d+), '\1[FILTERED]').
    gsub(%r((card\[swipe_data\]=)[^&]+(&?)), '\1[FILTERED]\2')
end

#store(payment, options = {}) ⇒ Object

Note: creating a new credit card will not change the customer’s existing default credit card (use :set_default => true)



185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
 
# File 'lib/active_merchant/billing/gateways/stripe.rb', line 185

def store(payment, options = {})
  params = {}
  post = {}

  if payment.is_a?(ApplePayPaymentToken)
    token_exchange_response = tokenize_apple_pay_token(payment)
    params = { card: token_exchange_response.params['token']['id'] } if token_exchange_response.success?
  elsif payment.is_a?(StripePaymentToken)
    add_payment_token(params, payment, options)
  elsif payment.is_a?(Check)
    bank_token_response = (payment)
    return bank_token_response unless bank_token_response.success?
    params = { source: bank_token_response.params['token']['id'] }
  else
    add_creditcard(params, payment, options)
  end

  post[:validate] = options[:validate] unless options[:validate].nil?
  post[:description] = options[:description] if options[:description]
  post[:email] = options[:email] if options[:email]

  if options[:account]
    (post, params, payment)
    commit(:post, "accounts/#{CGI.escape(options[:account])}/external_accounts", post, options)
  elsif options[:customer]
    MultiResponse.run(:first) do |r|
      # The /cards endpoint does not update other customer parameters.
      r.process { commit(:post, "customers/#{CGI.escape(options[:customer])}/cards", params, options) }

      if options[:set_default] and r.success? and !r.params['id'].blank?
        post[:default_card] = r.params['id']
      end

      if post.count > 0
        r.process { update_customer(options[:customer], post) }
      end
    end
  else
    commit(:post, 'customers', post.merge(params), options)
  end
end

#supports_network_tokenization? ⇒ Boolean

Returns:

  • (Boolean) 


286
287
288
 
# File 'lib/active_merchant/billing/gateways/stripe.rb', line 286

def supports_network_tokenization?
  true
end

#supports_scrubbing? ⇒ Boolean

Returns:

  • (Boolean) 


268
269
270
 
# File 'lib/active_merchant/billing/gateways/stripe.rb', line 268

def supports_scrubbing?
  true
end

#tokenize_apple_pay_token(apple_pay_payment_token, options = {}) ⇒ Object 



247
248
249
250
251
252
253
254
255
256
 
# File 'lib/active_merchant/billing/gateways/stripe.rb', line 247

def tokenize_apple_pay_token(apple_pay_payment_token, options = {})
  token_response = api_request(:post, "tokens?pk_token=#{CGI.escape(apple_pay_payment_token.payment_data.to_json)}")
  success = !token_response.key?('error')

  if success && token_response.key?('id')
    Response.new(success, nil, token: token_response)
  else
    Response.new(success, token_response['error']['message'])
  end
end

#unstore(identification, options = {}, deprecated_options = {}) ⇒ Object 



235
236
237
238
239
240
241
242
243
244
245
 
# File 'lib/active_merchant/billing/gateways/stripe.rb', line 235

def unstore(identification, options = {}, deprecated_options = {})
  customer_id, card_id = identification.split('|')

  if options.kind_of?(String)
    ActiveMerchant.deprecated 'Passing the card_id as the 2nd parameter is deprecated. The response authorization includes both the customer_id and the card_id.'
    card_id ||= options
    options = deprecated_options
  end

  commit(:delete, "customers/#{CGI.escape(customer_id)}/cards/#{CGI.escape(card_id)}", nil, options)
end

#update(customer_id, card_id, options = {}) ⇒ Object 



227
228
229
 
# File 'lib/active_merchant/billing/gateways/stripe.rb', line 227

def update(customer_id, card_id, options = {})
  commit(:post, "customers/#{CGI.escape(customer_id)}/cards/#{CGI.escape(card_id)}", options, options)
end

#update_customer(customer_id, options = {}) ⇒ Object 



231
232
233
 
# File 'lib/active_merchant/billing/gateways/stripe.rb', line 231

def update_customer(customer_id, options = {})
  commit(:post, "customers/#{CGI.escape(customer_id)}", options, options)
end

#verify(payment, options = {}) ⇒ Object 



170
171
172
173
174
175
176
 
# File 'lib/active_merchant/billing/gateways/stripe.rb', line 170

def verify(payment, options = {})
  MultiResponse.run(:use_first_response) do |r|
    r.process { authorize(auth_minimum_amount(options), payment, options) }
    options[:idempotency_key] = nil
    r.process(:ignore_result) { void(r.authorization, options) }
  end
end

#verify_credentials ⇒ Object 



258
259
260
261
262
263
264
265
266
 
# File 'lib/active_merchant/billing/gateways/stripe.rb', line 258

def verify_credentials
  begin
    ssl_get(live_url + 'charges/nonexistent', headers)
  rescue ResponseError => e
    return false if e.response.code.to_i == 401
  end

  true
end

#void(identification, options = {}) ⇒ Object 



136
137
138
139
140
141
142
 
# File 'lib/active_merchant/billing/gateways/stripe.rb', line 136

def void(identification, options = {})
  post = {}
  post[:metadata] = options[:metadata] if options[:metadata]
  post[:reason] = options[:reason] if options[:reason]
  post[:expand] = [:charge]
  commit(:post, "charges/#{CGI.escape(identification)}/refunds", post, options)
end